What are the 2025/26 Small Business Tax Rates?

For the 2025/26 tax year, SBCs are taxed on a sliding scale: 0% for taxable income up to R95,750; 7% up to R365,000; 21% up to R550,000; and 27% thereafter.

What are the 2025/26 Personal Income Tax brackets in South Africa?

For the 2025/26 tax year, personal income tax is progressive: 18% up to R237,100; 26% up to R370,500; 31% up to R512,800; 36% up to R673,000; 39% up to R857,900; 41% up to R1,817,000; and 45% above that. A primary rebate of R17,235 applies (higher rebates for those 65+ and 75+), so individuals under 65 pay no tax on income up to R95,750.

Business Intelligence

Stop Guessing. Start Growing.

Running a business in South Africa requires more than just hard work; it requires precision. We have built the Business Command Center—an all-in-one intelligence dashboard designed to give you instant answers to your most critical financial questions.

Check your 2025/26 business and personal tax liability, negotiate card rates, or track the Rand in real-time. Power back in your hands.

The Daily Survival Suite

Interactive Tools & Market Intelligence

USD/ZAR: Loading...

Annual Taxable Profit (ZAR)

Tax Year

SBC Tax Payable

R 36,698

You save R 84,802 vs Pty Ltd

Effective Rate: 8.2% Net Profit: R 413,302

Annual Taxable Income (ZAR)

Your Age (SARS Rebates)

Tax Year

Personal Income Tax Payable

R 54,797

Includes R 17,235 primary rebate

Effective Rate: 15.7% Net Income: R 295,203

Monthly Tax R 4,566

Marginal Rate 26%

Net Monthly R 24,600

Estimate uses SARS 2025/26 progressive brackets and age-based rebates. Excludes medical tax credits, retirement deductions and UIF.

Cost Price (Ex VAT)

Selling Price (Ex VAT)

Gross Profit R 0.00

Margin % 0.0%

Markup % 0.0%

Transaction Value

Card Machine Rate (%)

Net Payout Amount

R 0.00

Fees Deducted: R 0.00

How to Use Your Command Center

Tax Estimator: Business & Personal (2025/26 Updated)

Don’t wait for your accountant to tell you how much you owe.

SBC Logic: Automatically checks if your turnover qualifies for the "Small Business Corporation" sliding scale.
Real Savings: See exactly how much cash you save by being registered as an SBC versus a standard Pty Ltd (27%).
Personal Tax (PIT): Sole prop or drawing a salary? The new tab applies SARS's progressive 2025/26 brackets plus your age-based rebate to show annual and monthly tax.
Visual Breakdown: The live bar chart shows you exactly what percentage of your hard work goes to SARS vs. your pocket.

Smart Margin Calculator

Many entrepreneurs confuse "Markup" with "Margin." This tool calculates both instantly.

Input your cost price and target selling price to see your Gross Profit (GP) in Rands and percentages.
Tip: Aim for a margin that covers your overheads, not just your product costs.

Merchant Fee Checker

Every swipe costs you money.

Calculate the real amount that hits your bank account after Yoco, iKhokha, or bank fees.
Use the "Net Payout" figure to adjust your pricing so you don't lose money on card transactions.

Live Market Pulse

Stay ahead of the curve with our integrated live feeds:

USD/ZAR Ticker: Real-time currency data to help you time your imports/exports.
Breaking News: The latest headlines from SARS, BusinessTech, and the SA economy, streaming live.

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